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Certificates of Deposit

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ChoiceGrowth Certificate of Deposit

  • Available as a personal or business account
  • Multiple terms available
  • $1,000 minimum to open
  • Interest compounded daily and credited monthly, quarterly, semi-annually or annually. Interest may be capitalized, paid by check or deposited to existing accounts. For current interest rates, click here
  • FREE ChoiceOnline banking
  • The penalty for early withdrawal will be assessed on the amount withdrawn as follows:
    • 12 months or less - 30 days interest
    • 13 months and above - 90 days interest

ChoiceIRA Certificate of Deposit

  • Available only as a personal account
  • Multiple terms available
  • $500 minimum to open
  • Interest compounded daily and credited monthly, quarterly, semi-annually or annually. For current interest rates, click here
  • FREE ChoiceOnline banking
  • Additions may be made to all certificates in increments of $500 or greater. The maturity of the certificate and all additions is the maturity of the original certificate
  • The penalty for early withdrawal will be assessed as described for the Growth Certificate of Deposit and as required under IRA regulations
     

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